Financing

A new heating system can be a financial burden not necessarily planned for. Fortunately, we partner with organizations that offer solutions to help with the cost.

Financing your new system

At Energy Unlimited, we work with Energize CT, CT Greenbank and Capital for Change to help you attain financing for your new heating system. Installation of new heating equipment is a large investment and there are many options to consider when it comes to paying for your new system. The following information should help answer some questions and we are here to answer any additional you have.
We realize how this will inconvenience our patrons, and appreciate your cooperation, loyalty and compassion during this time.

Financing Programs

There are two financing programs available to fund residential home improvement projects:

ENERGIZE CT HEAT LOAN

Can be used for heating system replacement projects only
  • Interest rate of 0.99%
  • Repayment terms from 3-10 years
  • Minimum 10% down payment or higher based on energy savings beween old and new equipment
  • No fees or prepayment penalties
  • Underwriting Basis = Electric Utility History
  • Maximum loan amount of $15,000
  • Eversource / United Illuminating Customers Only
 
Learn More at:

SMART-E LOAN

Can be used for heating, AC, insulation, Solar and other energy efficiency projects (can bundle multiple projects)
  • Interest rates range from 4.49% -6.99% depending repayment terms
  • Repayment terms from 5-12 years
  • No down payment
  • No fees or prepayment penalties
  • Underwriting Basis = Credit History
  • Maximum loan amount of $40,000
  • Owner-occupancy required
Learn More at:

How Do I Get An EnergyLoan®?

  • Contact us to set up an appointment and we will provide you with an estimate for your qualifying improvement.
  • When you are ready to finance your new equipment Apply Online..
  • Choose either the Heat Loan (E-Heat) or Smart-E loan option.
  • Please be sure to select Energy Unlimited LLC as your approved heating contractor.
  • Call us at 860-643-8334 to let us know you have submitted your application.
  • Capital for Change will contact us for the next step in the process.
Not sure where to begin? If you have questions about financing we can help.

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