A new heating system can be a financial burden not necessarily planned for.  Fortunately, we partner with organizations that offer solutions to help with the cost.

Financing your new system

At Energy Unlimited, we work with Energize CT, CT Greenbank and Capital for Change to help you attain financing for your new heating system. Installation of new heating equipment is a large investment and there are many options to consider when it comes to paying for your new system. The following information should help answer some questions and we are here to answer any additional you have.

Financing Programs

There are two financing programs available to fund residential home improvement projects:
Energize CT Heat Loan and
CT GreenBank Smart-E Loan

These loan programs were developed to provide low-interest loans for the replacement of existing heating systems with new energy-efficient equipment

Both loan programs are administered by Capital for Change.

Learn more by visiting:


Can be used for heating system replacement projects only

Interest rate of 0.99%

Repayment terms from 3-10 years

Minimum 10% down payment or higher based on energy savings beween old and new equipment

No fees or prepayment penalties

Underwriting Basis = Electric Utility History

Maximum loan amount of $15,000

Eversource / United Illuminating Customers Only

Learn More at:


Can be used for heating, AC, insulation, Solar and other energy efficiency projects (can bundle multiple projects)

Interest rates range from 4.49% -6.99% depending repayment terms

Repayment terms from 5-12 years

No down payment

No fees or prepayment penalties

Underwriting Basis = Credit History

Maximum loan amount of $40,000

Owner-occupancy required

Learn More at:

How Do I Get An EnergyLoan®?

  • Contact us to set up an appointment and we will provide you with an estimate for your qualifying improvement.
  • When you are ready to finance your new equipment Apply Online.
  • Choose either the Heat Loan (E-Heat) or Smart-E loan option.
  • Please be sure to select Energy Unlimited LLC as your approved heating contractor.
  • Call us at 860-643-8334 to let us know you have submitted your application.
  • Capital for Change will contact us for the next step in the process.

Not sure where to begin? If you have questions about financing we can help.
Click the Contact Us link and send us a message or call us at (860) 643-8334.